Italian healthcare is excellent — but NOT free for non-EU visitors. Emergency appendectomy: €8,000-15,000. Helicopter evacuation: €10,000-20,000. Your €50-150 policy covers ALL of this. Emergency guide → · Pharmacies →
US citizens: YOU NEED IT. US insurance doesn't cover Italy. UK: GHIC (free from NHS) covers emergencies + supplement with travel insurance. EU: EHIC covers emergencies. Supplement for repatriation, cancellation. Everyone: Get travel insurance.
Essential: Medical (€500K+ min). Evacuation. Important: Trip cancellation. Baggage. Optional: Adventure sports (paragliding, skiing, diving — many policies EXCLUDE these). Car excess.
US: World Nomads, Allianz. UK: Post Office, True Traveller. Nomads: SafetyWing (€42/month). Cost: €50-150 for 2-week trip. Compare: Squaremouth.com (US), CompareTheMarket.com (UK).